Should You Finance Or Purchase An Engagement Ring? We Make It Easy!

When a person buys an engagement ring, they don’t have to walk into a jewelry store with several thousand dollars in their pocket to lay down on the counter. Buying an engagement ring (or any piece of fine jewelry for that matter) is an investment. This means that like a car or a house, Hamilton will work with you to develop a financing plan that best fits your needs.

The Difference Between Purchasing & Financing Fine Jewelry

18K White Gold and .20 CT Diamond Channel Set Semi Mount Ring Purchasing: A jewelry piece is paid in full at the time that a person decides to accept it. Best Option For: Smaller, less expensive items and gifts. Financing: A jewelry piece is paid overtime, like a car or mortgage, though not necessarily for as long of a time. It gives someone the option to give a beautiful heirloom they may otherwise not have been able to. Best Option For: Milestone jewelry, like engagement rings and wedding bands, or exquisite pieces.

How Hamilton Easily Finances Engagement Rings

To finance your engagement rings and fine jewelry with Hamilton, it’s as easy as applying for our Preferred Card Holder Program. When someone uses our Synchrony Financial Luxury Card, they reap incredible benefits few other jewelers even have available. With instant credit and low monthly payments (up to 60 months!) to finance your engagement ring, our card gives you the ability to give your loved one the ring of his or her dreams.

Features of the Hamilton Preferred Credit Card

18K White Gold and .68 CT Pear Shape Diamond Engagement Ring
  • Low Minimum Monthly Payments
  • Simple Credit Application Process
  • Instant Credit Available*
  • Dedicated credit lines, will not tie up your bankcard line
  • Special payment options available*
  • 24 hour, self-service access to account information
  • Doesn't Tie Up Other Credit Lines
  • Receive your credit card in 7-10 days
  • If you are approved for a Hamilton Credit Card account and wish to use the account for purchases, our policy requires that the credit card be presented (in person) at the time of your purchase. If approved, the credit card will be sent to you within 7-10 business days.
  • Receive your credit card in 7-10 days
We have also partnered with Affirm, so you can find a monthly payment plan that works for you! It's quick and easy to apply. You can learn more about Affirm on our website!
*Terms and conditions apply. Subject to credit approval. Minimum monthly payments required. See store for details.